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Medicare covers GLP-1 drugs for type 2 diabetes — Ozempic and Mounjaro are covered under Part D. Wegovy is now covered for patients with cardiovascular disease following the 2024 SELECT trial results. Weight loss alone is not a covered indication. The 2026 Part D out-of-pocket cap is $2,000.
The best Medicare Part D drug plans of 2026 reviewed by cost and coverage: AARP MedicareRx Preferred earns the highest 4.5-star CMS rating with the broadest formulary, SilverScript Plus offers the best value for generic users, and Humana Premier Rx leads on premium cost at $9.70/month. In 2026, the new $2,000 out-of-pocket cap makes plan selection more important than ever.
Claiming Social Security at 62 permanently reduces your benefit by 25–30%. Waiting to 70 increases it by 24–32% above your Full Retirement Age benefit. The break-even age where waiting pays off is typically 78–83 depending on comparison. This guide walks through every scenario with real numbers.
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