- Fixed, indexed, variable, and immediate — what each one is actually for
- Surrender charges: how long your money is locked and what it costs to leave
- Income riders — the fee, the roll-up rate, and when they earn their keep
- 15 questions to ask before signing anything
Free resource
Annuities, explained before someone tries to sell you one.
A SeniorSimple guide to what annuities actually do. How each type pays, what a rider really costs, and the terms worth pushing back on — written for the reader getting a second opinion.
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SeniorSimple is an independent education resource. We don't sell insurance. We publish plain-English guides so seniors can make informed decisions.