This week's SeniorSimple newsletter covers memory care facility touring tips and Medicaid eligibility for assisted living by state.
Plain-English guide to Medicare, Medigap, Advantage, and Part D — 2026 rates included.
Send Me the Decision KitNo agent, no sales call.
The Essential Guide to Your Memory Care Tour: Questions That Reveal the True Quality of Care
Navigating Medicaid for Assisted Living: A Guide for Low-Income Seniors
Plain-English guide to Medicare, Medigap, Advantage, and Part D — 2026 rates included.
Send Me the Decision KitNo agent, no sales call.
Part of a larger guide
Choosing a Medicare plan means picking between two paths — Original Medicare (often with a Medigap supplement and Part D drug plan) or all-in-one Medicare Advantage — based on your doctors, prescriptions, budget, and need for predictable costs. This 2026 step-by-step guide walks you through the whole decision.
Read the full guide →
Estimating your annual Medicare costs is a crucial step in planning for a secure retirement, and it involves understanding the distinct premiums, deductibles, and copayments for Parts A, B, C, D, and...
Humana remains the second-largest Medicare Advantage carrier for 2026 with unusually generous extra benefits — but it exited three states and 194 counties, and only 20% of members sit in 4-star-plus plans. We review all four Humana product lines on cost, stars, stability, and drug coverage.
A plain-English comparison of the five Medicare coverage paths seniors actually choose from in 2026 — Original Medicare with Medigap, Advantage HMO and PPO, high-deductible Plan G, and low-income options — with real 2026 premiums, deductibles and out-of-pocket limits.
Your Medigap Open Enrollment Period is a one-time six-month window starting the first month you are 65 and enrolled in Part B, when insurers must sell you any supplement plan regardless of health. This guide explains exactly when it opens, why it is not the same as Medicare's fall open enrollment, and the four narrower paths that remain if you miss it.
Wellcare offers two stand-alone Part D plans in 2026 — Value Script and Classic — both with $0 premiums in many states and the full $615 deductible. Which one costs you less depends almost entirely on whether your prescriptions are generic or brand-name.
Dual Eligible Special Needs Plans are the key option for seniors with limited income — usually $0 premium, very low copays, and extra benefits like groceries and transportation. We rank seven options and explain the two programs worth claiming before you compare any plan.
Plain-English guide to Medicare, Medigap, Advantage, and Part D — 2026 rates included.
